Understanding Social Security: Strategies, Timing & What You Need to Know

Are you confident in your Social Security plan? For many, Social Security will be one of the most significant financial assets they’ll rely on in retirement — yet few truly understand how it works or how to make the most of it.

Join Fort Pitt Capital Group’s Bryson Roof, CFP®, NSSA®, and Roman Day for a practical, easy-to-understand webinar covering the key rules, benefits, and strategies around Social Security. Whether you're getting close to retirement or planning ahead, this webinar will provide clarity and guidance on this critical topic.

In this interactive session, we’ll explore:

• When (and how) to claim: Learn the pros and cons of claiming early vs. waiting — and how timing affects your lifetime benefit.
• Your benefit, explained: Understand how your Social Security benefit is calculated and what factors increase or reduce it.
• Spousal, survivor & divorcee benefits: See how benefits extend to spouses, ex-spouses, and surviving partners — including lesser-known rules you need to know.
• Common mistakes to avoid: Learn why most people only get one shot at claiming — and how to avoid costly errors.
• The future of Social Security: We’ll address the big question — is Social Security going away? What’s changing, and how should you prepare?

This is an educational opportunity to build a strong foundation for your retirement strategy. Attendees are encouraged to bring questions or submit them in advance for a personalized experience.

Don’t leave your benefits to chance. Let us help you take control of your retirement income and make smarter, more informed decisions about Social Security.

Bryson aims to help clients navigate all aspects of their financial lives. Whether it’s purchasing/refinancing a home, assisting aging parents/adult children, or charitable gifting; each decision has an impact on future finances and retirement funding. He regularly coordinates with estate planning/eldercare attorneys, accountants, insurance agents, and loan officers to keep the client’s team of professionals informed and incorporate their specialized advice in legal, tax, insurance, and financing to achieve a well-informed recommendation.

With the addition of his NSSA® designation, he is now even better equipped to assist you and your loved ones with navigating the intricacies of Social Security benefits. This training allows Bryson to help you address a variety of questions and challenges, including:

• Understanding eligibility requirements for Social Security benefits
• Strategies for maximizing your Social Security income
• Timing your benefits: When is the right time to start claiming
• Determining how to integrate Social Security benefits into your overall retirement income
• Common Social Security myths and misconceptions
• Personalized planning based on your unique situation and goals

Bryson began his career with a global financial services firm in Virginia Beach, Virginia with a focus on financial planning. Relocating back to his hometown in southcentral Pennsylvania, he joined Roof Advisory Group in 2012, which later merged with Fort Pitt Capital Group in 2019.

Bryson has been quoted in various financial publications, including CNBC, US News & World Report, Yahoo Finance, Barron’s, USA Today, and AARP. He also contributes to the Harrisburg Magazine with his monthly column: the Finance Hound.

Outside of work, you can find Bryson with his wife and daughter, or at the kennel training his AKC beagles. As an avid outdoorsman, he enjoys saltwater fishing, hunting, camping, and managing large tracts of land for wildlife conservation.

As a Financial Advisor, Roman’s focus is guiding clients and families through seasons of life to their financial goals. Roman seeks to serve clients through comprehensive financial planning to design investment strategies and financial plans that will lead clients to success.

Roman began his career with a Pittsburgh-based asset manager, working in both Broker-Dealer and Wealth Management and Trust Channels, advising RIAs and Institutional money managers. Before joining Fort Pitt Capital, Roman worked with another regional RIA as an Advisor and member of the Financial Planning and Investment committees.

Roman and his wife are involved in their Church community. Together, they enjoy the outdoors – hiking, biking, and, above all, skiing.

NEED ASSISTANCE?

Please email events@kovitz.com or call 312.673.7100